我国中小企业融资特点及对策

中小企业的融资问题，是关乎我国社会主义市场经济持续快速及健康发展的重大课题。随着我国经济的快速发展，企业融资活动日益频繁。然而，由于中小企业自身弱点及外部融资环境等原因，造成中小企业融资困难。融资困难已经成为制约中小企业发展的瓶颈，因此，剖析中小企业的融资现状和融资难的原因，针对问题并提出缓解融资难的政策性建议，对促进中小企业的健康发展有着重要而又深远的现实意义。

Characteristic and Countermeasure on the Financing of SMEs in China

The major issue of sustained, rapid and healthy development of China's socialist market economy is related to SMEs financing. As rapid development of China's economy, corporate financing activities have become increasingly frequent. However, due to their own weaknesses and SMEs' external financing environment, etc, these factors cause difficulties in SMEs financing. Difficulty in financing has become a bottleneck restricting the development of SMEs. Therefore, analyzing the financing of SMEs' status and the...