商业银行经营管理模式现状分析

国有商业银行改造为股份制商业银行后,经过多年的发展,一方面,"在市场中求生存,在竞争中求发展",业务和分支机构迅速扩张,在一些地区甚至占据了市场的绝对优势,从而促进了在全国范围内新的银行体系的形成;另一方面,本着作为国有银行改革"试点"的初衷,这些银行也不同程度地在建立商业银行的经营管理体制和机制方面进行了大量有益的探索。

Analysis of the current situation of the management mode of the commercial bank

State-owned commercial banks into joint-stock commercial banks, after years of development, on the one hand, ＂strives for the survival in the market, strives for the development＂ in the competition, and the rapid expansion of business branches, and in some areas even occupy the absolute market advantage, thus promoting the tbrmation of a nationwide new the banking system; on the other hand, the spirit of the state-owned bank reform ＂pilot＂ in mind, the banks are also different in the establishment of commercial bank management system and the mechanism for the beneficial exploration.