| 开展林权抵押贷款业务研究 |
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| 引用本文： | 肖建武,范亚娟.开展林权抵押贷款业务研究[J].湖南经济管理干部学院学报,2011(1):59-61. |
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| 作者姓名： | 肖建武 范亚娟 |
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| 作者单位： | 中南林业科技大学商学院,湖南长沙410004 |
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| 基金项目： | 湖南省软科学项目：“长株潭‘两型社会’建设中森林生态补偿市场化研究”（编号：2010ZK3062）;湖南省林业经济政策科研课题：“森林城市建设经济政策研究”（编号：2010A02）;中南林业科技大学招标项目：“低碳经济模式下城市林业建设研究”（编号：10ZB003）;中南林业科技大学国家社科基金预研项目：“森林生态效益经济化研究研究”（编号：2010YY005）. |
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| 摘 要： | 林权抵押贷款业务是经林业主管部门确权的林农向金融机构借贷的行为，它实现了抵押物的创新，是一种创新的信贷支农模式，同时对推进我国社会主义新农村建设具有积极意义。文章重点分析了目前我国开展林权抵押贷款业务时在可供抵押的林权范围、融资成本、贷款程序、信贷人员素质和风险等方面所存在的问题与困难，应针对性地提出了相应的建议和对策，为我国更好的发展林权抵押贷款业务提供参考和借鉴。
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| 关 键 词： | 林权抵押贷款 问题 对策 |
A Research on Forest Right Mortgage Loan Business |
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| XIAO Jian-wu,FAN Ya-juan.A Research on Forest Right Mortgage Loan Business[J].Journal of Hunan Economic Management College,2011(1):59-61. |
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| Authors: | XIAO Jian-wu FAN Ya-juan |
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| Institution: | (Business School, Central South University of Forestry ＆ Technology, Changsha 410004, Hunan, China) |
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| Abstract: | Forest right mortgage loan business was the borrow and spend behavior to the financial institutions which was approved by competent forestry authority and created its originality of mortgage, thus promoted the building of new socialist rural areas. The paper analyzes the problems of the forest right range, financing cost and bank personnel quality existing in forest right mortgage loan business, and raised the correspondent strategies and suggestions. Accordingly,it provides the references for the better development of forest right mort gage loan business in China. |
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| Keywords: | forest right mortgage loan problem strategy |
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