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论农业保险财政支持机制的重构——深层求解湖南政策性农业保险问题
引用本文:李典辉.论农业保险财政支持机制的重构——深层求解湖南政策性农业保险问题[J].湖南经济管理干部学院学报,2010(6):44-46.
作者姓名:李典辉
作者单位:湖南商务职业技术学院,湖南长沙410205
基金项目:湖南省哲学社会科学“促进湖南农业保险发展的财税政策研究”(编号:2010YBA127)
摘    要:农业保险是现代农业风险管理机制的核心。湖南的政策性农业保险在发展过程中存在保险公司经营管理力量薄弱、市场化运作欠规范、农民风险防范意识差、农业保险保费补贴配套难等问题。只有大兴调查研究之风,尊重农业保险规律,科学设计农业保险模式,创新机制、创新管理,才能全面推动湖南农业保险的健康发展。

关 键 词:湖南  政策性农业保险  现实困境  政策创新

On the Reconstruction of Financial Sustaining Mechanism of Agricultural Insurance:A Deep Exploration of the Problems in Policy-based Agricultural Insurance in Hunan
LI Dian-hui.On the Reconstruction of Financial Sustaining Mechanism of Agricultural Insurance:A Deep Exploration of the Problems in Policy-based Agricultural Insurance in Hunan[J].Journal of Hunan Economic Management College,2010(6):44-46.
Authors:LI Dian-hui
Institution:LI Dian-hui(Hunan Vocational College of Commerce,Changsha 410205,Hunan,China)
Abstract:Agricultural insurance works as the core of the modern agricultural risk management mechanism.In Hunan province,there are some problems in the development of the policy-based agricultural insurance:the insurance company is weak in its management;the market-oriented operation lacks a standard;the farmers are nearly ignorant of risks resistance;and the compensation of the agricultural insurance premium is hard to reach the farmers.In order to promote a sound development of Hunan agricultural insurance in an all-round way,it is quite necessary to encourage investigation and survey,abide by agricultural insurance rules,design a scientific mode of agricultural insurance and innovate the mechanism and management.
Keywords:Hunan  policy-based agricultural insurance  realistic predicament  policy innovation
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