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福建省茶叶企业信贷融资制约因素实证分析
引用本文:雷国铨,陈梅英,詹志灵.福建省茶叶企业信贷融资制约因素实证分析[J].湖南经济管理干部学院学报,2010(5):11-15,19.
作者姓名:雷国铨  陈梅英  詹志灵
作者单位:[1]福建农林大学经济与管理学院 [2]福建农林大学茶叶科技与经济研究所,福建福州350002
基金项目:福建省教育厅A类社会科学研究项目“福建省茶叶产业化发展的金融支持体系研究”(编号:JA08103S)
摘    要:茶叶经济是福建省的特色经济和民生经济。解决茶叶企业信贷融资问题是加快完成福建省茶叶升级战略的必然要求。通过对福建省茶业企业的信贷融资制约因素问卷调查,并运用因子分析找出主要制约因素,对提高福建省茶业企业信贷融资成功率有重要意义。企业主综合素质和信贷用途与方式两个因素等七个因子是制约企业信贷融资制约因素的主要部分。

关 键 词:茶叶企业  信贷融资  制约因素

Analysis on Constraints of Tea Corporate Credit Facility in Fujian
Institution:LEI Guo-quan,CHEN Mei-ying,ZHANG Zhi-ling(Economics and Management College,Fujian Agriculture and Forestry University,Fuzhou 350002,Fujian,China)
Abstract:Tea economy is the characteristic economy and people's livelihood in Fujian province.To solve the financing problem credit tea is tea in Fujian province to speed up the completion of the necessary requirements to upgrade strategy.Based on the enterprise credit financing Fujian tea factors,and questionnaire survey by the factor analysis to find the factors restricting factors,the paper serves to improve the success rate in Fujian tea enterprise credit financing has important significance.Among the seven factors,overall quality of business owners and credit-use way are constraints restricting credit financing a major part.
Keywords:tea corporate  credit financing  constraints
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