我国区域金融发展差异的比较

通过运用金融相关比率、金融机构信贷比率、金融市场发展指标对我国东、中、西部的金融发展水平进行比较分析,得出以下结论东中西部的金融发展水平不仅表现出绝对差异,而且相对差异较大,中、西部地区落后于东部地区,且在信贷资金运用效率上中部劣势尤为突出。回归分析也证明了金融发展对我国区域经济增长有重要影响。因此,制定合理的金融政策有利于区域金融与经济协调发展。

THE STUDY ON DIFFERENCE OF FINANCIAL DEVELOPMENT IN CHINA

By using financial interrelations ratio, financial institution credit ratio, financial market development indicator to compare the financial development lever of eastern ,middle and western region in our country. The result shows that the financial development of the three regions not only appears absolute difference, but also comparative difference. Middle and western regions are behind of eastern region, and middle region has obvious disadvantage on capital usage efficiency. Regression analysis verifies that the influence of financial factors on regional economic growth, based on which we propose policies and suggestions about regional economic growth in China. So working out reasonable financial policy is beneficial to regional economic growth.