中国金融:走出"分业经营"的体制误区

1993年7月以后,中国实行了金融分业经营体制。认为这一体制源于美国的观点,并不符合美国的实践。中国的金融分业经营是一种行政性分业体制,它导致了计划机制在金融业中的严重“复归”;不仅给中国金融业发展带来了一系列的负面后果,而且给实体经济发展带来了严重影响。改革金融分业经营体制,实行金融混业经营已是大势所趋。为此,必须推进专业化金融机构的发展,建立地方金融体系和完善金融监管。

China's Finance: Go Out from the System's Error Area of "Divided Profession Management"

After July, 1993, China put financial divided profession management into practice. But, we thought that the view originated from USA didn't fit for China's practice. China's financial divided profession management was a kind of administrative divided profession system, it resulted the "restoration" of planned economy in financial industry. It not also brought bad result to the development of China's finance, but also affected the development of physical economy. To reform the system of financial divided profession management, put financial mixed profession management into practice was the tendency. So, we must develop professional financial setup, establish local financial system and perfect financial control.