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民生银行不良贷款问题探讨
引用本文:浮雨欣,潘家坪.民生银行不良贷款问题探讨[J].中国林业经济,2020(3):115-117.
作者姓名:浮雨欣  潘家坪
作者单位:南京林业大学经济管理学院
摘    要:不良贷款率的增长加大了商业银行的经营风险。以在A股上市的中国股份制商业银行中不良贷款情况比较典型的中国民生银行为研究对象,分析其不良贷款现状及成因,提出了加大处置力度,强化队伍建设;业务重点管理,质量实时监控;完善地区评级系统,合理调整信贷投入等改进建议。

关 键 词:民生银行  不良贷款  经营风险

Discussion on the Non-performing Loans in Minsheng Banks
FU Yu-xin,Pan Jia-ping.Discussion on the Non-performing Loans in Minsheng Banks[J].China Forestry Economy,2020(3):115-117.
Authors:FU Yu-xin  Pan Jia-ping
Institution:(Economic and Management College of Nanjing Forestry University,Nanjing 210037,China)
Abstract:The growth of non-performing loan ratio increased the operational risks of commercial banks and it had a serious impact on China’s macro economy. This paper took China Minsheng Bank as the research object,which is a typical joint-stock commercial bank listed in a-share market. It analyzed the current situation and causes of its non-performing loans,and put forward suggestions for improvement on this basis,aiming to provide relevant strategies for reducing the non-performing loans ratio of China’s commercial banks.
Keywords:Minsheng Bank  non-performing loans  management risk
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