农业专业合作社的融资供求衔接问题研究

农业专业合作社融资具有一般企业所不具有的特殊性。论文从理论角度分析了农业合作社融资次序的选择，认为通过正规金融实现合作社融资供求衔接的有效途径。在供求不平衡，传统信贷供给无法满足合作社融资需求的状况下，探索了“公司＋合作社＋农户”、“农业龙头企业＋担保公司＋合作社＋农户”、“政府＋农业生产基地＋农业企业＋合作社＋农户”三种农业产业链融资模式，并分析了其主要特点、优势以及主要风险，为合作社融资提供了新思路。

The study on financing connection between supply and demand of cooperatives in rural area

The financing of agricultural professional cooperatives have distinctiveness that is different from general corporate. Through elaborating the decision of financing sequence of agricultural cooperatives in theoretical perspective, the paper believes that it is an effective way to achieve the financing connection between supply and demand of cooperatives by formal financial. Under the condition of imbalance between supply and demand and insufficient of traditional credit supply, the paper explores three industrial chain financing model and analyses their features, advantages and principal risk. In general, the paper provides a new thinking for the financing of cooperatives in rural area.