规范·安全·效益--谈银行如何规范土地储备贷款

银行信贷是土地收购储备之最重要的资金来源 ,在土地收购储备供应过程中 ,银行贷款作为一种投资行为 ,不可避免地存在着诸如负债风险、经营风险、政策风险、经济风险、不规范操作等风险。为规避这些风险 ,文章提出了掌握国家宏观政策 ,规范放款行为 ,分析可能风险 ,加强防范对策研究等项措施建议

Standards, Safes, and Benefit-- How to standardize bank loans for land reserves

Bank credits are the most important sources of funding for land purchases and reserves. In the process of the land purchase and reserve, providing bank loans are an investment and will bear some risks, such as incurring debt, management, policies, economics, un-standardizing operations and so on. In order to avoid these risks, the paper puts forward the following proposals: understanding comprehensively national macro-policies, standardizing the loan act, analyzing probable risks, enhancing countermeasure research for preventing the risks, and etc.