新型城镇化建设中的农村金融困境与创新

推进新型城镇化建设是促进我国经济转型、城乡协调发展的的重要举措。新型城镇化需要发展农业产业化、兴建基础设施等，催生了大量金融服务需求，但现有的农村金融体系难以提供足够的金融供给以满足这些需求。可通过设法使农村土地经营权、宅基地等满足正规金融机构抵押条件及赋予民间金融合法地位等金融创新，使更多的资金投向农村，推进新型城镇化建设。

Rural Financial Predicament and Innovation in the New Urbanization's Construction

Promoting new urbanization is an important measure to promote China＇ s economic transformation and the coordinated development between urban and rural areas. New-type urbanization requires the development of agricultural industrialization, the construction of infrastructure, spawned a large demand for financial services, but the existing rural financial system is difficult to provide adequate financial supply to meet these needs. By trying to make rural land management rights, homestead to meet the mortgage conditions of formal financial institutions, and legal status given to private finance and so on financial innovations, so that more funds to invest in rural areas, promoting the construction of new urbanization.