沈阳市房地产市场发展情况调查

截至2011年9月份,沈阳市房地产市场出现了明显变化,为了解房地产市场的这种变化对金融业的影响,本文选取了我市10家金融机构及12家房地产开发公司并对其进行了实地调研。调研显示：受国家宏观调控政策的影响,我市房地产成交量开始下降,但价格略有上升。由于我市房地产价格相对较低,市场刚性需求较多,房地产市场基本稳定,风险相对较小;银行积极执行国家宏观调控政策,对房地产行业潜在的风险意识增强,多家银行机构上调了房地产企业的贷款利率,追加了房地产企业的担保资金,目前房地产市场变化对我市银行业带来的风险相对较小,尚在可控范围。

The Survey on the Development of Shenyang Real Estate Market

Until 2011 September,Shenyang real estate market had notable variation.To understand this effect on the financial industry,we selected 10 financial institutions and 12 real estate development companies in Shenyang and carried on field research on them.The research shows: as the impact of national macro-control policies,Shenyang real estate turnover began to decline,but prices rose slightly.Our real estate prices are relatively low,and the market rigid demand is more,so the real estate market is basically stable,and the risk is relatively low.Banks implement the national macro economic policies earnestly,and have more potential risk awareness on the real estate industry.A lot of bank organizations raised the loan interest rate to real estate enterprise,and increased the guarantee funds to them.Now the variation of real estate market has relatively small risks on the banking market,so it is still controllable.