| 农户联保贷款不良率高的成因分析——以吉林省德惠市农村信用社为例 |
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| 引用本文： | 王立春.农户联保贷款不良率高的成因分析——以吉林省德惠市农村信用社为例[J].吉林金融研究,2013(7):51-53. |
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| 作者姓名： | 王立春 |
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| 作者单位： | 中国人民银行德惠市支行,吉林德惠130500 |
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| 摘 要： | 农户联保贷款是农村金融产品的一个创新,为农户贷款难开辟了一条新途径,然而实际运营过程中,由于管理不到位及一些客观原因,致使农户贷款中出现大量的不良。本文通过对德惠市农村信用社农户联保贷款的调查,深入分析农户联保贷款的成因。
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| 关 键 词： | 农户联保贷款 成因 农村信用社 |
The Analysis on the High Rate of Bad Loans of Peasant Joint Guarantee Loan--Take Dehui Rural Credit Cooperatives as an Example |
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| Wang Lichun.The Analysis on the High Rate of Bad Loans of Peasant Joint Guarantee Loan--Take Dehui Rural Credit Cooperatives as an Example[J].Jilin Finance Research,2013(7):51-53. |
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| Authors: | Wang Lichun |
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| Institution: | Wang Lichun |
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| Abstract: | The peasant joint guarantee loan is an innovation of rural financial products, but in the actual operation process, because of management not in place and some objective reasons, there are a large number of bad loans of farmer loan. Through the investigation of the rural credit cooperatives farmers loans in Dehui City, we do in-depth analysis of causes of the peasant joint guarantee loan. |
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| Keywords: | Peasant Joint Guarantee Loan Causes Rural Credit Cooperatives |
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