国际间统一银行监管:形成、缺陷及改进

金融的国际化和全球化令跨国银行经营的国际业务更为广泛。由于国际监管主体缺位,这促成了国际间统一银行监管标准的形成。但现行的《巴塞尔新资本协议》只是实行了部分的风险管理,忽视了新兴市场国家的具体国情。因此,国际银行监管体系应综合分析整个金融机构的风险状况,建立全面的风险管理架构,保持监管标准的灵活性,加强国际监管协调和国内监管合作,强化市场约束,增强市场透明度。

Unification of International Banking Supervision: the Formation, Defects and Improvement

With the financial internationalization and globalization,multinational banks operate a wide range of international business,which lead to the formation of a unified international banking supervision standard.However,the existing "New Basel Capital Accord" partially realized risk management;it has overlooked the country-specific conditions of the emerging markets.A comprehensive analysis of the risk situation of the whole financial institutions,the establishment of a comprehensive risk management framework,...