金融审判中风险防范的适法困境与选择

金融资管业务往往通过民事合同的安排来达到降低交易成本、规避金融监管的目的。为了防范金融风险,金融监管机构通过《资管新规》等一系列监管政策加强对金融市场的"穿透式"监管。金融商事审判机关在制定法没有明确规定的情况下,如何针对违反监管政策的金融交易合同做出公允的裁判是亟须解决的问题。本文分析了合同法第53条3、4、5款的适用空间为何,以及金融商事审判如何在现行法的框架内防范实现风险防范的目的。

The Legal Dilemma and Choice of Risk Prevention in Financial Trial

The financial financing business often uses the arrangement of civil contracts to achieve the purpose of reducing transaction costs and avoiding financial supervision. In order to prevent financial risks, financial regulators have strengthened the "penetrating" supervision of financial markets through a series of regulatory policies such as the "New Regulations on Assets Supervision". If the financial and commercial judicial organs do not clearly stipulate the statute, how to make fair judgments on financial transaction contracts that violate the regulatory policies is an urgent problem to be solved. This paper analyzes the applicable space of Articles 3, 4, and 5 of Article 53 of the Contract Law, and how financial and commercial trials can prevent the prevention of risks within the framework of the current law.