美国金融监管改革法案与其现实的借鉴意义

2010年7月21日，美国总统奥巴马签署了《多德-弗兰克华尔街改革和消费者保护法案》，该法案正式生效。文章对该法案的内容进行了解析，详细介绍了该法案在促进金融稳定、重塑银行业监管格局、加强对大型银行的监管、强化金融消费者权益保护、完善银行业及金融市场基础设施监管等核心内容方面的立法宗旨和具体措施，并进一步阐述了该法案对完善我国金融监管的重要借鉴意义。

The US financial regulatory reforms and their forthcoming implications

On July 21,2010,Dodd-Frank Wall Street Reform and Consumer Protection Act went into force after it was signed by US President Barack Obama.This paper analyzes its contents and introduces its principles of legislation and specific measures to promote financial stabilization,to reestablish a banking supervision system,to enhance supervision of large banks,to improve financial consumer protection,and to boost the supervision on banking and financial market infrastructure.It also points out the importance of th...