| 信贷调控力度加强背景下商业银行经营的新特点 |
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| 引用本文： | 刘杰.信贷调控力度加强背景下商业银行经营的新特点[J].中国货币市场,2010(10):42-45. |
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| 作者姓名： | 刘杰 |
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| 作者单位： | 中国人民银行沈阳分行 |
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| 摘 要： | 该文分析了2010年以来在信贷调控力度加强的背景下,国内商业银行经营出现的新特点,指出信贷调控政策的变化在促进商业银行调整信贷投向结构、转变经营方式的同时,也对商业银行完善经营管理水平提出了新的要求。下一阶段,商业银行在优化资产结构、提高贷款定价水平和发展中间业务等方面还有待提高。
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| 关 键 词： | 相机抉择 均衡投放 贷存比 资产负债结构 |
New features of commercial banks＇ operation under reinforced credit control |
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| Liu Jie.New features of commercial banks＇ operation under reinforced credit control[J].China Money,2010(10):42-45. |
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| Authors: | Liu Jie |
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| Institution: | Liu Jie,People＇s Bank of China Shenyang Branch |
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| Abstract: | This paper analyzes the new features of Chinese commercial banks＇ operations under reinforced credit control since 2010.It points out that the changes in credit control policy will promote the adjustments of commercial banks＇ loan structure and business operation, and also set new requirements on operational management of the banks.In the next stage,commercial banks should pay attention to optimizing their assets structure,improving their loan pricing ability and developing their intermediary business. |
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| Keywords: | discretionary approach balanced loans loan to deposit ratio structure of assets and liabilities |
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