我国银行业宏观审慎监管问题研究

国际金融危机爆发以后,防范系统性风险和维护金融稳定成为监管机构的主要任务,宏观审慎监管由此备受关注。本文对加强银行业宏观审慎监管的必要性进行了阐述,对现有微观审慎监管体制进行了反思,在此基础上,结合我国实际提出了建立与宏观经济部门的合作关系、调整监管机构内部职责、建立宏观审慎监管框架、完善系统性风险分析工具方法和培育宏观视野的监管人才等建议。

The research on implementing macro prudential regulation of our banking

Since the start of the international financial crisis,systematic risk control and the financial stability maintenance have become the priority for supervisors,lots of importance was attached to the macro-prudential regulation.In the paper,I present the lessons we have learned from micro-prudential regulation and discuss the necessity that macro-prudential regulation for banking industry should be tighten.At the end of this paper,I make some advises to the supervisor base on the economic condition in China.The suggestions include： working with macro-economical departments,adjusting roles of departments affiliated to the banking supervisor,establishing framework of macro-prudential regulation,improving ways for analyzing the systematic risk and fostering supervisory elites with macro field of vision etc.