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对我国城市商业银行快速扩张的发展模式的评析
引用本文:王成龙.对我国城市商业银行快速扩张的发展模式的评析[J].海南金融,2011(8):54-56,80.
作者姓名:王成龙
作者单位:中国人民银行大连市中心支行,辽宁大连,116001
摘    要:近年来,城市商业银行保持着快速发展,对外扩张步伐明显加快,异地分行数量迅速增加.在规模迅速扩张的同时,其经营管理风险也在不断积聚.由于城市商业银行经营管理方式较为粗放、盈利手段相对单一、对政府依赖较重,伴随着管理半径的不断增大、同业竞争的日益激烈、宏观调控政策的逐步落实,未来持续经营将面临严峻的挑战.本文试图从城市商业...

关 键 词:城市商业银行  扩张  发展模式

Analysing the Rapid Development Model of City Commercial Banks
WANG Cheng-long.Analysing the Rapid Development Model of City Commercial Banks[J].Hainan Finance,2011(8):54-56,80.
Authors:WANG Cheng-long
Institution:WANG Cheng-long(The People’s Bank of China,Dalian central sub-branch,Dalina 116001,China)
Abstract:In recent years,city commercial banks maintained rapid development.The number of branches had a rapid increase.As the scale expanding quickly and increasing competition in the industry,the future development of CCB will face a serious challenge.This article attempts to analyze the current situation of expansion,finding its hidden risks,researching the policy of maintaining the steady development of CCB,aiming to provide a useful exploration for CCB going into a healthy development path.
Keywords:City commercial bank  Expansion  Development model
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