我国小微企业金融服务的考核评价

本文借鉴美国CRA法案的考核评价方法，提出完善我国小微企业金融服务水平考核评价的相关建议：完善小微企业金融服务监管数据的系统支持和共享机制；建立分区域的小微企业金融服务考核评价机制；根据被监管机构规模分类制定考核评价内容：增强对被监管对象考核评价的软约束。

The Study on the System of the Fiscal Transfer Payment Viewing from the Basic Public Service Equality A Case of Shaanxi Province

The basic public service equality is the core aim of the fiscal transfer payment. Starting from the connotation of the basic public service equality, combined with six standards, the paper makes a system analysis on the objectives, principles and measure of the fiscal transfer payment system of Shaanxi province. By means of empirical studies, the paper verifies the equilibrium and suitability of the fiscal transfer from provincial government to its subordinates, and puts forward the suggestions on the transfer payment system reform centered around the objective of the basic public service equality.