| 商业银行效率判断的三层次标准及现实选择 |
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| 引用本文： | 杨金荣,康瑾娟.商业银行效率判断的三层次标准及现实选择[J].金融研究,2008(4). |
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| 作者姓名： | 杨金荣 康瑾娟 |
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| 作者单位： | 中国建设银行博士后工作站;中国人民大学财政金融学院;西安财经学院文法学院; |
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| 基金项目： | 第42批中国博士后科学基金资助 |
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| 摘 要： | 本文根据已有效率判断标准理论,对商业银行效率判断进行三层次划分,并对三层次标准之间的关系及现实选择进行论证,在此基础上,对该划分标准在商业银行信贷资金配置中的应用进行验证分析,提出当前我国商业银行改革发展应坚持的高效率标准。
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| 关 键 词： | 商业银行 效率 标准 |
The Study of 3-layer Norm of the Efficiency of Commercial Banks |
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| Yang Jinrong Kang Jinjuan.The Study of 3-layer Norm of the Efficiency of Commercial Banks[J].Journal of Financial Research,2008(4). |
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| Authors: | Yang Jinrong Kang Jinjuan |
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| Abstract: | According to the efficiency theories and banking efficiency theories,the paper firstly presents a 3- layers norm to measure the efficiency of commercial banks,and secondly demonstrates the relation among the 3 layers of the norms.Based on the results,the paper further empirically studies the application of the norm in credit allocation of commercial banks.Finally,the authors propose the high efficiency norms for the reform and development of commercial banks. |
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| Keywords: | commercial banks efficiency norm |
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