论中小企业融资方式的改革和创新

进入新世纪以来，我国中小企业在繁荣经济、增加就业、推动创新和催生产业中发挥着越来越大的作用，已成为推动社会生产力发展和促进社会主义和谐社会建设的重要力量。但是，由于种种原因，融资难问题一直是中小企业发展的重要瓶颈之一。而建立健全政府补助机制、大力发展小额贷款公司及担保公司、发行中小企业集合债券或集合票据、加快创业板市场建设、灵活采用多种担保方式进行融资无疑是中小企业融资方式的创新之举。

Study on the Reform of Financing and it's Innovation of SMEs

In the new century, China＇s SMEs is playing an increasingly important role in economic prosperity, increasing employment, promoting innovation and productivity, they have become an important force in the promotion of social productive forces and promoting the building of a socialist harmonious society. However, due to various reasons, the problem of financing for SMEs has been one of the major bottlenecks. And the establishment of a sound mechanism for government subsidies, development of micro-credit companies and guarantee companies, issue of bonds, a collection of instruments for SMEs set to speed up construction of the GEM, using a variety of flexible financing by way of security are undoubtedly the ways of SME financing innovation.