电子货币对货币政策的影响

电子货币有效地降低了信息成本和交易费用，拓展了交易的时间和空间。同时电子货币的产生和发展也给社会经济带来了新的问题和挑战。电子货币的发行会减少流通中的现金，降低基础货币的规模，导致货币乘数趋于波动，从而影响央行货币政策。本文将通过分析电子货币对货币政策影响机制，探讨央行货币政策的应对措施。

The Impact of Electronic Money on Monetary Policy

The electronic money has not only reduced information cost and trade expenses effectively,but also expanded the time and space of trade.At the same time the production and development of electronic money brought new problems and challenges to social economy.The issue of electronic money reduced the currency in using,reduced the money base and decreased the stability of monetary multiplier,and therefore impacted the monetary policy.In this paper we discuss the countermeasures through analyzing the influencing mechanism of electronic money on monetary policy.