经济欠发达地区农村金融与农村经济发展实证研究——以广西为例

农村经济的发展,离不开金融的支持.文章选取1991～2009年广西农村相关经济变量年度数据,运用现代计量经济学方法进行了实证分析.认为农业信贷支持了广西农村经济的发展,但力度还有待进一步提高,利率与农村人均纯收入、农业总产值、农村劳动生产率三个变量表现出正相关性,说明提高农村金融机构的积极性极其重要.接着对农业经济增长金融排斥程度进行了测算,最后就广西农村金融如何更有效地支持农村经济发展提出了相应的政策建议.

Empirical Study on Rural Finance and Rural Economic Development in Underdeveloped Area

Rural economic development is inseparable from the financial support. The article empirically analyzes Guangxi rural relevant economic variables which are selected annual data from 1991 to 2009 by using modern econometric methods. It considers that Guangxi agricultural credit supports rural economic development and efforts should be further improved. It shows a positive correlation between interest rate and per capita net income of rural, agricultural output, labor productivity in rural areas. It also shows that improving the motivation of rural financial institutions is extremely important. Then the article calculates degree of financial exclusion in agricultural growth. Finally, it puts forward the corresponding policy recommendations.