| 互联网金融发展及对我国居民金融理财行为影响——柳州视角 |
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| 引用本文： | 李芳.互联网金融发展及对我国居民金融理财行为影响——柳州视角[J].广西金融研究,2014(11):52-56. |
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| 作者姓名： | 李芳 |
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| 作者单位： | 中国人民银行柳州市中心支行,广西柳州545001 |
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| 摘 要： | 当前互联网金融的迅速发展正在改变着整个金融生态,也在不断影响并改变着居民的理财行为.本文简要介绍互联网金融的含义,并总结当前互联网金融发展的特点,根据随机调查结果,分析了互联网金融对我国居民金融理财行为的影响.由于互联网金融并未被全民接受,相关政府监管部门应加强宣传,明确职责,完善监管体制,发挥互联网金融对经济金融发展的积极作用.
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| 关 键 词： | 互联网金融 居民理财 影响因素 政策建议 |
Development of Internet Finance and Its Influences on Residents＇ Financing Behavior |
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| Li Fang.Development of Internet Finance and Its Influences on Residents＇ Financing Behavior[J].JOurnal of Guangxi Financial Research,2014(11):52-56. |
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| Authors: | Li Fang |
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| Institution: | Li Fang (PBC Liuzhou Sub-branch, Liuzhou Guangxi 545001) |
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| Abstract: | Nowadays, the rapid development of Internet finance is continuously changing the financial ecosystem. The paper starts from brief introduction of Internet finance and its features, then analyses its influences on residents＇ financing behaviors according to a random survey of 400 people. Because Internet finance has not been completely ac- cepted, authority should enhance publication, clearly define responsibility, and optimize supervision mechanism to fa- cilitate its positive effects. |
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| Keywords: | Intemet Finance Residents＇ Financing Influencing Factors Policy Suggestions |
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