银行承担社会责任对其竞争力的影响研究——基于银行服务的“质”与“量”中介视角

本文基于2010-2018年中国16家上市银行面板数据,探讨银行承担社会责任对其竞争力的影响。研究发现,大型银行和中小型银行承担社会责任均能提高自身竞争力,并且正效应存在一定的持续性;大型银行承担社会责任对银行竞争力的正效应更强;银行承担社会责任能够通过金融创新和信贷供给两条渠道,改善银行服务的"质"与"量",最终促进竞争力提升。

Research on the Impact of Bank's Social Responsibility on Competitiveness——Based on the Intermediary Perspective of the"Quality"and"Quantity"of Bank Service

Based on the panel data of 16 listed banks in China during 2010-2018,this paper analyzes the impact of bank’s social responsibility on the competitiveness.It’s found that both large banks and small&medium-sized banks can improve their own competitiveness by taking social responsibility,and the positive effect shows a continuity to a certain degree;the positive effect of large banks’social responsibility on the competitiveness is stronger;social responsibility can improve the"quality"and"quantity"of bank services through two channels:financial innovation and credit supply,and will ultimately improve banks’competitiveness.