我国股份制商业银行薪酬激励有效性研究

我国股份制商业银行薪酬激励存在一些不足,原因在于薪酬激励的自身因素和薪酬环境因素两方面。自身因素主要包括忽视长期行为激励、缺乏同业竞争优势、轻视普通员工激励;环境因素主要有银行治理结构不完善、市场非充分有效、法规制度不健全等。本文通过对商业银行高管人员及普通员工的薪酬与业绩相关性进行实证检验,认为我国商业银行薪酬激励基本上是有效的,但是其有效性并不十分理想。据此,本文提出了提升我国商业银行薪酬激励有效性的具体建议:从微观层面看,优化薪酬激励机制;从中观层面看,强化商业银行治理结构;从宏观层面看,改善外部相关环境。

Effectiveness of Salary Incentives in Our Joint-Stock Commercial Banks

There are some shortcomings in the salary incentive system of our joint stock commercial banks. Two factors are attributable: the salary incentive system and salary environment. The first factor is characterized by neglect of long-term incentive behavior, lack of industrial competition advantage and little attention to the incentives of general staff. The second factor is represented by imperfect banking governance, incomplete marketization and defective legal system. In this paper, the relationship between salary and performance of senior executives and general staff is studied. It is believed that current incentives are basically efficient but not ideally efficient. So a concrete proposal aimed at improving the effectiveness of the salary incentives is provided: from micro-scale, the incentive mechanism should be optimized; from middle-scale, corporate governance should be strengthened and from macro scale, external environment should be improved.