国有商业银行公共性绩效评价体系的设计与比较

国有商业银行的资本结构决定了其承担公共性职责的必然性,因此,单纯的企业性绩效评价对国有商业银行并不公平,必须进行公共性绩效评价.国有商业银行的公共性绩效主要体现在优化金融资源配置、支持经济增长、维持金融稳定、提升金融效率与金融国际竞争力等方面.包含企业性绩效和公共性绩效的综合绩效评价对国有商业银行才是全面和公正的评价.2002年四大国有商业银行的综合绩效排名好于企业性绩效排名.公共性绩效评价体系适用于国有性质的商业银行评价,只要国有独资商业银行、国有控股的股份制商业银行存在,公共性功能就不会消失,公共性绩效评价就是必要的.

Design And Comparison of Public Performance Appraisal System for State-Owned Commercial Banks

Because of their capital structure, state-owned commercial banks are duty-bound to undertake public obligations. Thus it is unfair to judge them merely by enterprise performance. Public performance appraisal must be brought into consideration. State-owned commercial banks demonstrate their public performances mainly by optimizing allocation of financial resources, supporting economic growth, maintaining financial stability, improving financial efficiency and competing with international financial powers. So the assessment of state-owned commercial banks is complete and impartial only when they are evaluated comprehensively, taking enterprise and public performances into account. In 2002, the comprehensive performance of the four big state-owned commercial banks ranks higher than enterprise performance. It is clear that public performance appraisal system is applicable to state-owned commercial banks. As long as there exist solely state-owned commercial banks and state controlling joint-stock commercial banks, public functions will come to stay and public performance appraisal will not be unnecessary.