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中资外资人身险公司竞争力评价比较——基于“中国保险公司竞争力评价研究报告(2011)”
引用本文:寇业富,周月琴.中资外资人身险公司竞争力评价比较——基于“中国保险公司竞争力评价研究报告(2011)”[J].保险研究,2012(1):53-59.
作者姓名:寇业富  周月琴
作者单位:中央财经大学中国精算研究院,北京,100081;中央财经大学中国精算研究院,北京,100081
基金项目:中财121人才工程青年博士发展基金(项目批准号:QBJJJ201008);中国精算研究院院级项目的资助
摘    要:随着加入世界贸易组织(WTO)和保险市场的开放,中国的保险业出现了飞速发展。机遇与挑战并存,在大量资金、先进技术流入的同时,中国保险公司的竞争力到底如何?在竞争力方面,中资、外资保险公司各自的表现如何?以"2011年保险公司竞争力研究报告"的数据为依据,通过将"中资外资"这样一个定性的概念用数学上定量的形式表现在数学模型中,进而分析定性因素"中资、外资"对人身险公司竞争力的影响。

关 键 词:人身险公司  竞争力  虚拟变量  SPSS软件  多元线性回归

The Impacts of Form of Corporation on Life Insurer′s Competitiveness——Based on "The 2011 Research Report on Competitiveness of Chinese Insurance Companies"
Kou Ye-fu,Zhou Yue-qin.The Impacts of Form of Corporation on Life Insurer′s Competitiveness——Based on "The 2011 Research Report on Competitiveness of Chinese Insurance Companies"[J].Insurance Studies,2012(1):53-59.
Authors:Kou Ye-fu  Zhou Yue-qin
Institution:Kou Ye-fu,Zhou Yue-qin
Abstract:Along with China′s accession to WTO and the opening of the insurance market,China′ s insurance industry has witnessed rapid development in recent years.However,challenges always go alongside of opportunities.With the large capital inflow and introduction of advanced technology,how should we assess the competitiveness of Chinese insurance companies? How do domestic companies and foreign companies compare in terms of their competitiveness? With the "The 2011 Research Report on Competitiveness of Chinese Insurance Companies" statistics as the basis,the paper quantitatively represented the qualitative concepts of "domestic and foreign companies" in a mathematical model,and then tried to analyze the impacts of qualitative factors such as "foreign companies and domestic companies" on insurer′s competitiveness.
Keywords:personal insurance companies  competitiveness  dummy variables  SPSS software  multiple linear regression
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