| 发展森林保险的政策研究 |
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| 引用本文： | 冷慧卿,王珺,高峰.发展森林保险的政策研究[J].保险研究,2009(3). |
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| 作者姓名： | 冷慧卿 王珺 高峰 |
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| 作者单位： | 清华大学经济管理学院; |
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| 摘 要： | 林业是国民经济的重要基础产业,也是为社会提供生态产品的重要公益事业,但是林业生产面临巨大的自然灾害风险。森林保险是重要的林业风险保障机制,但由于其准公共产品的性质和信息不对称等原因,森林保险在我国的发展历经曲折,严重滞后于林业发展对风险保障的巨大需求。通过对森林保险的经济学分析和对国外森林保险制度的研究和借鉴,本文认为建立政策性森林保险机制对于我国森林保险事业的发展具有重要的意义,并提出了相应的政策建议。
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| 关 键 词： | 政策性森林保险 准公共品 信息不对称 |
Policy research on the development of forest insurance |
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| Leng Hui-qing,Wang Jun,Gao Feng.Policy research on the development of forest insurance[J].Insurance Studies,2009(3). |
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| Authors: | Leng Hui-qing Wang Jun Gao Feng |
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| Abstract: | Forestry is not only a fundamental industry of the national economy,but also one of the public welfare undertakings providing the community with ecological products.However forestry faces enormous natural disaster risks.Forest insurance is an important risk protection mechanism for the development of forestry.Because of its quasi-public goods nature,information asymmetry and other reasons,the development of forest insurance in China has experienced twists and turns,seriously lagging behind the development o... |
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| Keywords: | policy-oriented forest insurance quasi-public goods asymmetric information |
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