我国发展伊斯兰保险市场研究

伊斯兰律法禁止利息、不确定性交易等经济行为,致使传统保险无法满足穆斯林的保险需求.经过多年的研究,全新的伊斯兰保险诞生,并被穆斯林和非穆斯林所接受,而且市场发展正不断地扩张.我国拥有2000多万伊斯兰人口,而伊斯兰保险市场一片空白,也无学术的理论研究.笔者通过分析了我国伊斯兰人口的分布情况及民族特征,以及伊斯兰人口集中...

The development of Islamic Takaful Insurance in China

Islamic law prohibits economic activities involving interest rate and transactions of uncertainty nature,therefore traditional insurance cannot meet Moslem′s insurance needs.With many years of research,a brand new form of insurance-Takaful Insurance has taken birth.It has been well received by both Moslems and non-Moslems,and the Takaful insurance market has been expanding ever since.There are more than 20 million Islamic people in China,but the Takaful insurance market is still completely untapped,nor is there any academic research on it.The author analyzed the distribution and nationality features of Islamic population in China and the insurance development situation in Xinjiang where most Chinese Islamic population live,then explored on both opportunities and challenges for developing Takaful Insurance in China,and proposed to take Xinjiang as a pilot region for Takaful Insurance.