| 基于信息熵理论的我国保费收入结构研究 |
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| 引用本文： | 邵祥理.基于信息熵理论的我国保费收入结构研究[J].保险研究,2011(4):22-27. |
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| 作者姓名： | 邵祥理 |
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| 作者单位： | 中国矿业大学(北京)管理学院,北京,100083 |
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| 摘 要： | 本文将信息熵理论引入我国主要保险的保费收入结构研究中,通过计算不同险种保费收入的结构熵,比较分析了当前保费收入结构的差异性.同时,运用均衡度指标描述了总体结构受单一业务收入的支配程度,并针对我国当前四类主要保险业务(财产险、寿险、健康险、人身意外伤害险),分别给出了收入比例的调整方向.
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| 关 键 词： | 保险保费收入 信息熵 均衡度 |
A study on the premium structure in China based on the entropy of information theory |
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| Shao Xiang-li.A study on the premium structure in China based on the entropy of information theory[J].Insurance Studies,2011(4):22-27. |
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| Authors: | Shao Xiang-li |
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| Institution: | Shao Xiang-li |
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| Abstract: | The paper introduced the entropy of information theory to study the premium structure in China.Through calculating the structure of different products,it makes a comparative analysis of their differences of premium structure.Moreover,it applies the equilibrium parameter to demonstrate the level of impacts of a single business line on overall premium structure.Finally,it offers suggestions on premium structure adjustment to be made on the four major business lines,namely,property insurance,life insurance,health insurance and personal accident insurance. |
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| Keywords: | insurance premium income entropy of information theory equilibrium |
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