2011年宏观经济展望及其对保险业的影响

2010年,我国经济运行已基本摆脱国际金融危机的负面冲击,开始进入良性发展格局,但通货膨胀高企给经济增长带来一定不确定性。我国政府及时调整货币政策,遏制房价、物价水平的过快上涨,稳定了经济增速,降低了经济金融风险。2011年,国家将实施积极稳健、审慎灵活的宏观经济政策,着力改善民生,完善公共服务,提升居民消费,积极应对通胀,保持经济平稳较快发展。在此背景下,保险业应科学判断行业发展形势,加快推进行业发展方式转变,逐步完善风险防范机制,不断提高经营管理效益,推进行业健康、可持续发展。

The macro-economic outlook in 2011 and impacts on the insurance industry

China′s economy has pulled through the negative impacts of international financial crisis and turned into a virtuous pattern of development in 2010.But the inflation spike created some uncertainty for economic growth.Chinese government has timely adjusted monetary policy,curbed housing prices and commodity prices,stabilized economic growth,and alleviated financial and economic risks.In 2011,the government will implement a proactive,prudent and flexible macro-economic policy,emphasize on enhancing people′s livelihood and perfect public services,increase domestic consumption,proactively deal with the issue of inflation,and strive to maintain a relatively rapid and steady economic development.Under this background,the insurance industry should correctly size up the situation,accelerate the transformation of business mode,gradually improve on the risk control mechanism,continuously enhance its business results,and promote a healthy and sustainable development of the sector.