中小企业信用保险制度研究——以宏观信用制度完善为背景

信用保险与中小企业是相互依存、相互促进的关系,为进一步提高当前转型经济环境下中小企业信用在中小企业经营和发展过程中所能发挥的风险保障与资金融通功能,国家有必要从信用保险机制完善发展到信用制度建设。

A Study on Credit Insurance System for Small and Medium-sized Enterprises——Again the Background of Improvement of the Macro Credit System

Credit insurance and small and medium-sized enterprises have a close relationship of inter-dependence and mutual promotion.Under the current environment of accelerating economic restructuring,there is a high necessity for the government to move from the stage of improving the credit insurance system to the stage of building up the credit system,so that credit insurance can play a bigger role of risk protection and financing for the operation and development of small and medium-sized enterprises.