西方养老金最优化管理研究综述

养老金管理作为保险精算、金融数学的重要研究内容得到了广泛关注，特别是老龄化严重或正趋于老龄化的国家，更应重视养老金的管理。基于对DB型养老金、DC型养老金及其相关问题的现有研究成果进行系统梳理，分析讨论了西方养老金最优化管理的发展历史、研究现状及存在的问题，并据此提出未来可能的研究方向，希望能对相关研究者和保险企业提供...

A Research Review of the Western Pension Optimal Management Methods

The pension management is the important research content of actuarial science and financial mathematics,and has attracted extensive attention.Especially,the countries which are facing with a serious aging problem or are quickly aging should pay more attention to the issue of pension management.This paper tried to carry on a systemic combing of existing research results of DB pension,DC pension and the related questions,analyzed and discussed the Western pension optimal management model’s development history,current research status and existing problems,and accordingly,put forward the direction of future research.We hope that the paper is able to provide a valuable help for the relevant researchers and insurance enterprises.