金融危机下中国保险业的发展契机

由美国次贷危机引发的金融危机迅速成为影响全球的经济危机,保险业面临着严重的挑战,但只要紧紧抓住保险业的本质特征,以科学发展观为指导,金融危机就能成为拉动保险业发展的契机。要使危机能够拉动保险业的发展,首先要转变经营理念,使保险业恢复它的本质功能。危机拉动保险的关键是产品开发,要大力进行抗风险的产品创新,开发出适应社会应对金融危机中需求的保险产品;同时在金融危机中完成保险市场转型,彻底改变保险业的形象,真正实现保险业从以保费为中心的市场转变为以风险控制为中心的市场。

Development opportunities for China's insurance industry amid the financial crisis

The financial crisis triggered off by America's subprime issue has escalated into a global economic crisis.The insurance industry,though facing with grave challenges,can use this crisis as another development opportunity,if it can fully grasp the essential characteristics of the industry itself and follow the scientific concept of development.To turn the crisis into an opportunity,we should first of all transform our management concepts,and return to the fundamental functions of the insurance industry.In do...