以信用信息系统为抓手推进社会信用体系建设的实践与探索——以贵州省安顺市为例

中国人民银行安顺市中心支行主动作为,积极探索建立信用信息共享平台,促进辖区信用信息整合应用。通过积极向政府汇报,与职能部门沟通联系,形成“政府主导、人行牵头、多方参与、服务社会”的工作模式,牵头搭建了农村和中小微企业信用信息系统。该系统具有自主研发、系统开放、资源共享、信息安全等特征,致力于推进部门间信息共享、解决信息不对称、实现银企供需对接、解决信息主体融资难题。通过信息共享,为联合奖惩提供数据支撑,提升全社会的信用意识,形成珍视信用的共识,助推社会信用体系建设。

Exploration of Promoting the Social Credit System Construction with Credit Information System as the Starting Point: A Case Study of Anshun City

In recent years,the Anshun City Central Sub-branch of the People’s Bank of China has taken the initiative to explore and establish a credit information sharing platform to promote the integration and application of credit information in its jurisdiction.By actively reporting to the government and communicating with functional departments,it has formed a work model of“government directed,People’s Bank led,multiparty participation,and serving the society”,and has taken the lead in establishing credit information systems for rural and medium,small and micro-sized enterprises.With the characteristics of independent development,system opening,resource sharing and information security,this system is committed to promoting information sharing between departments,solving information asymmetry,realizing the supply and demand docking between banks and enterprises,and solving the financing problems of information subjects.Through information sharing,it provides data support for joint rewards and punishments,enhances the credit awareness of the whole society,forms a consensus of cherishing credit,and promotes the construction of social credit system.