电子货币的发展对金融业影响透析

网络金融已成为本世纪金融业发展的主流,作为货币形态演变最新形式的电子货币逐步取代传统通货已经成为一种不可逆转的世界性发展趋势.电于货币的发展,使传统的货币理论和货币供求关系出现了新的变化,给中央银行货币发行权、独立性、货币政策有效性及传统监管机制都将提出挑战,使中央银行的金融调控与监管面临许多新的风险.

The Impact on Finance of the Electronic Currency's Development

IThe finance of the network has already become the mainstream of financial circles development in this century. As the latest monetary form, electronic currency replaces traditional currency, and become a kind of irreversible world development trend progressively. The development in the currency of electricity, make the traditional monetary theory and monetary supply-demand relationship present the new change, and supervise the mechanisms and all challenge for the right, independent character, monetary policy validity and tradition of the issuance of paper money of Central Bank, It make the financial regulation and control and supervision of the Central Bank face a lot of new risks.