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Issues in Marketing Online Insurance Products: An Exploratory Look at Agents' Use, Attitudes, and Views of the Impact of the Internet
Authors:Kevin L Eastman  Jacqueline K Eastman  Alan D Eastman
Institution:Kevin L. Eastman is a professor at Florida State University. Jacqueline K. Eastman is a professor at Valdosta State University. Alan D. Eastman is an associate professor at Indiana University of Pennsylvania.
Abstract:This article uses a survey of insurance agents in Florida to examine the manner in which insurance agents use and view the Internet as a method of marketing insurance products. The results of the survey suggest that the agents’ use of the Web and their attitudes toward the Web do not vary by demographic characteristics (including age, education level, gender, and income). In addition, the agents’ perception of the Internet as a threat (rather than an opportunity) does not vary by age or education level and is not correlated with their attitudes toward the use of the Web. However, while Internet marketing and other means of direct selling are viewed by the agents as equal threats to their sales, the agents believe that such marketing by other companies is a greater threat than that done by the companies they represent.
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