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A THEORETICAL ANALYSIS OF DESIGN ISSUES IN MEDICAL SAVINGS ACCOUNTS: THE POLICY IMPLICATIONS
Authors:Jan M Ambrose  Ann Butler
Institution:an Assistant Professor in the Finance Department and in the Risk Management and Insurance program at LaSalle University in Philadelphia, Pennsylvania.;an Assistant Professor of Risk Management and Insurance at Florida State University.
Abstract:Abstract: Numerous methods for helping consumers deal with medical care costs have been suggested. One way that has been discussed is the use of Medical Saving Accounts. A pilot program introducing Medical Spending Accounts was passed by Congress as part of the Health Insurance Reform Act of 1996. The authors review the major points of this program and attempt to examine what impact this program could have on medical care cost.
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