Institution: | 1. Economics Department, University of Leuven, Belgium;2. Economics Department, University of Arizona, and NBER Research Associate, United States;3. Economics Department, University of North Carolina at Greensboro, and NBER Research Associate, United States;1. Department of Finance, University of Illinois Urbana-Champaign, United States;2. Department of Finance, Erasmus University Rotterdam, Netherlands;1. University of South Carolina, Wharton Financial Institutions Center, United States; European Banking Center, the Netherlands;2. Federal Reserve Bank of Atlanta, United States;3. Lancaster University & CEPR, U.K.;1. Lumsa University, Rome;2. Michigan State University, Department of Economics, Marshall-Adams Hall, 486 W Circle Dr. Rm 110, East Lansing, MI 48824, USA;3. Luiss University, Rome |