| 保险"理赔难"的原因及解决对策 |
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| 引用本文： | 孙大俊,张永珠.保险"理赔难"的原因及解决对策[J].金融理论与实践,2005(11):65-67. |
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| 作者姓名： | 孙大俊 张永珠 |
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| 作者单位： | 中国太平洋财产保险股份有限公司河南分公司,河南,郑州,450053;中国太平洋财产保险股份有限公司河南分公司,河南,郑州,450053 |
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| 摘 要： | 探讨保险“理赔难”的原因所在，并从保监会、投保人和保险人以及行业发展方向等各方面入手，思考如何解决保险“理赔难”的问题。
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| 关 键 词： | 保险理赔 历年制赔付率 满期保费 理赔文化 保险公估 |
| 文章编号： | 1003-4625（2005）11-0065-03 |
| 收稿时间： | 2005-09 |
| 修稿时间： | 2005年9月1日 |
The Causes for the Difficulty of Claim Settlement in Insurance and the Appropriate Countermeasures |
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| Sun Da-jun,Zhang Yong-zhu.The Causes for the Difficulty of Claim Settlement in Insurance and the Appropriate Countermeasures[J].Financial Theory and Practice,2005(11):65-67. |
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| Authors: | Sun Da-jun Zhang Yong-zhu |
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| Abstract: | This paper attempts to probe into the causes suranee. It also provides some discussions about the analysis of the Insurance Regulatory Commission, the ment trend of insurance industry. for the difficulty of claim settlement in insolution to the problem by starting with an policy holder, the insurer, and the development trend of insurance industry. |
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| Keywords: | claim settlement in insurance calendar-year settling fee loss ration expiration premium claim settling culture loss assessment |
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