我国中小企业的融资模式研究

我国民营中小企业已成为国民经济和社会发展的重要力量，但其发展常陷入融资困境，我国的融资模式存在很大的局限性。中小企业只有在一个法律法规体系完善、金融体系和信用担保体系健全的金融环境中，才能形成可行的融资模式。中小企业亟需顺应金融环境、市场制度的变化，不断创新，创造符合自身发展的融资模式，进行多元化融资，形成充足的资金流，促成企业的长足发展，才能在竞争激烈的市场中不断做大做强。

A Study on the Financing Mode of Private Small and Medium - Sized Enterprises in China

Private small and medium - sized enterprises in China have become an important force in the nation-al economy and social development,but its development often fall into financial difficulties,due to great limitations in our country’s financing mode. Only in a financial environment with perfect laws,completed finance and credit guarantee system,can make it possible to form a feasible financing mode. So the private small and medium - sized enterprises need to conform to the changes of financial environment and market system,keep innovating to create its own financing mode;only with diversification financing to form sufficient cash flow,can develop rapidly and come to be bigger and stronger in an intensely competitive environment.