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吉林省小微企业信贷融资政策落地兑现问题研究
引用本文:张立,王峰,李学.吉林省小微企业信贷融资政策落地兑现问题研究[J].税务与经济,2021(1):107-112.
作者姓名:张立  王峰  李学
作者单位:吉林财经大学吉林经济研究中心;吉林省社会科学界联合会工作处;吉林财经大学统计学院
基金项目:吉林省“十三五”智库规划基金委托招标项目(项目编号:2019JLSKWT003)。
摘    要:近年来,吉林省小微企业发展态势良好,但融资难融资贵仍是制约小微企业发展的主要问题.吉林省政府相关部门同省内各商业银行合作为小微企业提供了多样化的金融服务,提出了多项金融支持民营经济的实施意见,加强对小微企业的帮扶,这些政策措施取得了很好的成效,但仍然存在着诸如信贷融资政策难以落地等问题.导致当前吉林省小微企业信贷融资政策难以落地兑现的因素较为复杂,主要包括政府、银行、媒体和小微企业自身等多层面因素.因此,需要政府、银行、小微企业和媒体共同努力,形成上下联动同向发力的协调支撑机制,落实民营小微企业信贷融资政策,真正助力小微企业的发展.

关 键 词:吉林省  小微企业  银行  金融资源

Research on the Implementation of the Credit Financing Policy for Small and Micro Enterprises in Jilin Province
ZHANG Li,WANG Feng,LI Xue.Research on the Implementation of the Credit Financing Policy for Small and Micro Enterprises in Jilin Province[J].Taxation and Economy,2021(1):107-112.
Authors:ZHANG Li  WANG Feng  LI Xue
Institution:(Jilin Economic Research Center,Jilin University of Finance and Economics,Changchun 130117,China;School of Statistics,Jilin University of Finance and Economics,Changchun 130117,China;Working Office of Jilin Provincial Federation of Social Sciences,Changchun 130021,China)
Abstract:In recent years,the small and micro enterprises have developed well in Jilin Province.However,there are still many difficulties in financing which restricts the development of small and micro enterprises.The relevant departments of the Jilin Provincial Government have cooperated with various commercial banks in the province to provide diversified financial services for small and micro enterprises,put forward a number of opinions on financial support for the private economy,and provide support for small and micro enterprises.These policies and measures have achieved good results,but there are still many problems such as difficulty in implementing credit financing policies.The factors that make it difficult to implement the current credit financing policies for small and micro enterprises in Jilin Province are more complicated,including the government,banks,media,and small and micro enterprises themselves.Therefore,it is necessary for the government,banks,small and micro enterprises and the media to coordinate effectively in order to achieve a coordinated support mechanism.Moreover,it is important to implement the credit financing policy for private small and micro enterprises,and truly help the development of small and micro enterprises.
Keywords:Jilin Province  small and micro enteqjrises  banks  financial resources
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