首页 | 本学科首页   官方微博 | 高级检索  
     检索      

当前金融市场环境下我国商业银行利率风险的防范
引用本文:王春艳.当前金融市场环境下我国商业银行利率风险的防范[J].税务与经济,2004(3):8-11.
作者姓名:王春艳
作者单位:大连广播电视大学,财经系,辽宁,大连,116021
摘    要:传统的存贷款政策、落后的金融市场、利息损益调整的被动局面以及在国际金融业务中风险意识淡薄等原因,严重影响我国商业银行的经营效益,同时也带来巨大的经营风险。建议结合我国商业银行的实际情况及利率市场化的进程,分不同阶段确定不同的重点,循序渐进地进行利率风险管理。

关 键 词:金融市场  商业银行  利率风险  风险防范  中国  利率市场化
文章编号:1004-9339(2004)03-0008-04

On the Precautions against the Risk of Our Commercial Bank Interest Rate under the Financial Marketing Environment
WANG Chun-yan.On the Precautions against the Risk of Our Commercial Bank Interest Rate under the Financial Marketing Environment[J].Taxation and Economy,2004(3):8-11.
Authors:WANG Chun-yan
Abstract:The operational effectiveness of our commercial bank is influenced by the traditional deposit policy,outmoded financial market,fluctuation of the interest regulation and the weak risk consciousness of the international financial business,and the operational risk is coming along with it.Therefore,different emphases should be defined in different periods and the management for interest rate risk should be carried out orderly combining with the conditions of our commercial banks and the process of our interest rate market.
Keywords:interest rate risk  marketization of interest rate  risk management
本文献已被 CNKI 维普 万方数据 等数据库收录!
设为首页 | 免责声明 | 关于勤云 | 加入收藏

Copyright©北京勤云科技发展有限公司  京ICP备09084417号