区域金融协同发展测度及协同机制构建研究--基于京津冀地区省级面板数据的实证分析

本文以京津冀地区金融协同度为研究对象,选取2007-2018年京津冀地区省级面板数据,建立复合系统协同度模型,从金融规模、金融结构、金融效率三维度对京津冀地区金融协同度进行实证检验。研究结果表明:京津冀地区金融规模、金融结构和金融效率协同度发展趋势相似,均呈两段式发展;2015年以来,三地的金融规模、金融结构和金融效率协同度均呈现不同程度的下降。金融规模各子指标对协同程度的影响较为均匀;金融结构的子指标中,保险密度对结果影响最为显著;金融效率的子指标中:GDP/FDI、货币化率对结果影响最为显著。

Research on the Measurement of Regional Financial Cooperative Development and the Construction of Cooperative Mechanism--An Empirical Analysis Based on Provincial Panel Data in Beijing,Tianjin and Hebei Region

This paper takes the financial coordination degree of the Beijing-Tianjin-Hebei region as the research object,selects the provincial panel data of the region from 2007 to 2018,and establishes a composite system synergy degree model. Empirical tests are conducted from the dimensions of financial scale, financial construction and financial efficiency. The results indicate that the developing trends of financial scale and financial structure are similar with financial efficiency synergy in the Beijing-Tianjin-Hebei region, both of which present in two-stage development;since2015, the financial scale, financial structure, and financial efficiency in the regions have shown varying degree of decline. Each sub-indicator of financial scale has a more uniform impact on the degree of coordination;among the subindicators of financial structure,insurance density has the most significant impact on the results;among the sub-indicators of financial efficiency,GDP/FDI and monetization rate have the most significant impact on the results.