| 我国银行业市场约束对监管有效性的影响分析 |
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| 引用本文： | 段海涛.我国银行业市场约束对监管有效性的影响分析[J].上海金融,2011(10). |
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| 作者姓名： | 段海涛 |
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| 作者单位： | 华东师范大学商学院,上海200062／中国银监会上海监管局,上海200135 |
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| 摘 要： | 巴塞尔新协议中．市场约束与最低资本要求、监督检查并列为三大支柱。市场约束可实时、连续地对银行产生影响，可以弥补创新监管和突发性风险处置滞后的缺憾，可大幅降低监管的成本、抑制银行的道德风险，对提高监管有效性具有积极意义。本文主要研究了当前我国银行业的市场约束力，分析其对监管有效性的影响．并提出相关政策建议。
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| 关 键 词： | 市场约束 监管 有效性 |
On the Impact of Market Constraint in China's Banking Industry on the Effectiveness of Regulation |
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| Duan Haitao.On the Impact of Market Constraint in China's Banking Industry on the Effectiveness of Regulation[J].Shanghai Finance,2011(10). |
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| Authors: | Duan Haitao |
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| Institution: | Duan Haitao |
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| Abstract: | The new Basel Accord is based on three pillars: market constraint,minimum capital requirement and supervisory review.Market constraint have real-time effects on banks continuously,which compensate for the inadequacy of innovative regulation and lagged disposition of sudden-happened risks,thus can hugely reduce regulation cost,alleviate moral hazard of banks,and improve the effectiveness of regulation.The article studies current market constraint in China's banking industry,analyzes its impact on the effecti... |
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| Keywords: | Market Constraint Regulation Effectiveness |
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