论互助保险公司在法国医疗保险制度中的作用

法国的医疗保险制度较好的保障了法国人民的健康状况和生活质量,在世界上享有良好的声誉。本文在介绍了法国医疗保险的财政支持的基础上,分析了互助保险公司在法国医疗保险制度运行中所发挥的重要作用,并以MGEN（法国最大的互助保险公司）为例,介绍了其建立原则、历史沿革、经济模型、覆盖的医疗服务及其发展的评估,探讨了其完善和促进法国卫生保障事业的功效,同时也缓和了社会不平等现象。基于互助保险公司非盈利、联盟和责任感的价值观,MGEN还在眼科医疗方面提供更多的服务。

The Role of Mutual Insurers in France's Health Insurance System

France＇s medical insurance system protects the French people＇s health status and quality of life,which enjoys a good reputation all over the world. Based on the introduction of health in France and its finances,this paper analyzes the mutual insurers playing an important role in the operation of medical insurance system in France. Take MGEN for example,this paper introduces its founding principles,historical evolution,economic model,medical services covered by mutuals and evaluation of the development. The mutual insurers in France promote the French health security,and also to ease social inequality. The founding values of mutuals is non-profit making,solidarity and responsibility,which leads to MGEN innovation in terms of approving optical care providers.