社会养老保险制度城乡统筹之路探索

从实现社会养老保险制度城乡统筹的发展路径来说，第一步是实现城乡两类制度之间有效衔接，第二步是通过城乡两类制度合并实现社会养老保险制度城乡统筹。在实现城乡两类制度有效衔接方面，一是进一步完善城镇基本养老保险制度和创建新型农村社会养老保险制度，二是建立城乡两类制度的有效衔接机制；在整合两类制度建立覆盖城乡居民的社会养老保险制度的过程中，应坚持四项原则：保持基本模式一致，分别保持财务可持续性，合理划分国家、集体与个人三方的责任，科学规划城乡统筹的推进策略。

Exploration of the Way to Balance the Social Old-age Insurance System for Urban and Rural Residents

In order to balance the social old -age insurance system（SOAIS） for urban and rural residents, it is considered in this paper that the development path can be divided into two steps：the first step is to achieve an effective link between the two types of urban and rural systems, the second step is to balance the SOAIS for urban and rural residents through the combination of the two systems. In the frontal step, one is to further improve the urban basic SOAIS and construct the New Rural Endowment Insurance System, the other is to establish an effective convergence mechanism of the two systems ; In the establishment of the SOAIS covered the urban and rural residents, four principles should be upheld： maintain the basic model consistently, respectively keep the financial sustainedly, divide the responsibility of the State, the community and the individual reasonably, devise the promotion strategy of the balance of the urban and rural scientifically.