引入保险机制破解疫苗接种损害风险研究

保险机制参与国家治理疫苗损害风险，具有理赔方面的效益优势和效率优势，能够完善社会风险分担机制。在运用多元化救济方式应对预防接种损害风险时，充分发挥保险机制的作用，这是域外的经验做法。目前，中央和地方陆续出台了相关文件，疫苗相关保险制度建设已取得一定进展。疫苗致害的风险来源、救济目标定位和疫苗种类等因素会影响保险机制参与我国疫苗接种损害治理的具体方式。为落实《疫苗管理法》的规定，疫苗相关保险制度仍需进一步完善。

Applying Insurance Mechanism to Crack the Risk of Inoculation

Insurance mechanism has superiority in cost-effect analysis and could improve the social risk-sharing mechanism. The experience of other countries and regions shows that insurance mechanism plays an important role in dealing with the risk of inoculation, since it is an effective risk governance tool among the diversified methods of relief. Some progress has been achieved in China so far, for the regulations of central and local governments have been enacted one by one. The types of risks caused by inoculation, the target of the remedy and the kinds of the vaccines are the important aspects which would impact on the insurance mechanism participating in vaccine risk control. In order to carry out the Vaccine Management Law, it is necessary to further strengthen the relevant vaccine insurances.